Get To Know and Understand Your Plan


For State of Michigan employees, you have a great opportunity to open a self-directed brokerage account through Charles Schwab. At Noble Street, we have a very good understanding of the State Employee Retirement Plan and the options available.

For Michigan State Employees who are **participants in 401(k), 403b, and 457 qualified retirement plans that are funded through payroll deduction and similar Retirement Plan Participants, Noble Street will conduct a thorough review of your company's retirement plan, schedules, options, and investment lineup, followed by a consultation including the following services; 
  • Plan Education 
  • Establish a Self-Directed Brokerage Account
  • Individual Portfolio Review 
  • Risk Tolerance Assessment 
  • Check, add, or update beneficiaries
  • Check and/or make changes to your investment selections if needed
  • Check and/or make changes to your contribution amount 

*Consultation fee is based on one (1) hour for a plan review and a one (1) hour consultation. Complex plans may require additional time. Any additional fees will be discussed in advance and agreed upon by both parties. 
 
*The consultation fee can be aggregated for groups of up to 15. 
Noble Street Wealth Management and Noble Street are marketing names for The RSD Group, LLC., a state-registered investment Adviser, member FINRA. The use of the term ”registered investment adviser” and description of Noble Street and/or our associates as “registered” does not imply a certain level of skill or training.

**We help participants in qualified retirement plans that are funded through payroll deduction and are self-directed by plan participants (401K, 403B, 457 DEFERRED COMP, SIMPLE IRA, SEP) by giving participants quarterly investment recommendations based on the options available inside their plan or if allowed by plan, options available through Noble Street, that they can use to manage their own retirement account. We make a recommendation when we believe a participant’s investment allocation should change in their qualified retirement account based on changing market conditions.

Noble Street is a 3(21) Investment Fiduciary as set forth by ERISA. Noble Street does not have discretionary authority to act on behalf of plan participants, nor does Noble Street have access, direct or indirect, to plan participant 401(k) accounts. 
Plan participants are responsible for implementing the recommendations provided by Noble Street.

Before investing, consider your investment objectives, risks, fees, and expenses, including Noble Street's advisory fees. Past performance does not guarantee future results. 

This advisory service is not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Noble Street is not registered. 



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